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Client Services
We are happy to help you in every way we can in our professional capacity as
Independent Financial Advisors.
We can help you with Savings & Investments, Pension Schemes & Retirement Income, Wills & Trusts, Inheritance Tax Planning, and General Financial Advice.
You can choose simply to have one-off Advice on a pay-as-you-go basis; or you can enlist
us to manage any of the above Financial Services on an on-going basis.
In all cases, we don't charge you for our Initial Consultation; and thereafter our Services
will be on an agreed basis.
Advice & Service Costs
We believe that our charges are both fair and simple…
Simple because practically everything costs just 1% per Annum of the Capital Value of whatever we manage on your behalf.
Fair because we believe this is about the best price you’ll find anywhere for truly
Independent Financial Advice. Furthermore, it’s a mutually beneficial arrangement,
hopefully resulting in a win/win outcome.
There are some instances where the 1% rule doesn’t work for either party, such as a
one-off task, and in these cases we work on an Hourly Rate of £55 including VAT.
Client Service Agreement
This sets out the basis upon which we’ll work together in setting up your
Financial Planning arrangements, and then helping you to look after them.
If you are happy with these Terms & Conditions, and would like us to help
you in this way, we’ll ask you to complete and return this document to us
before carrying out any work on your behalf.
Please click the above heading or adjacent image to access this document:
Our Credentials
As a Financial Services business we work within a very formalised and regulated industry. This means we must hold various trading Licences and Authorizations to help
ensure the well being of both you as our Client and ourselves as your Adviser.
We have listed below our memberships with the relevant authorities and associations, together with a summary of what this means for you.
You can click on the relevant headings below to view further information:
The FCA are the regulator of the Financial Services industry, including Banks, Investment Providers, and Financial Advisors. They issue our licence to trade as Independent Financial Advisors, police our industry, and look after everyone’s best interests.
The FSCS provide Financial Compensation in the event of us as a Financial Advisor going out of business or providing you with the incorrect Financial Advice. They are able to award Financial Compensation to you as a Financial Consumer.
The FOS help settle disputes between Financial Services businesses and their customers. They are an independent adjudicator, and are able to award Financial Compensation to you as a Financial Consumer.
The PFS together with the Chartered Insurance Institute (CII) govern and award Certification Standards to all FCA Regulated Financial Advisors.
The SWW are a nationwide, industry association in respect of Will Writing, Powers of Attorney, and other Deeds of Estate.
The FSB are a nationwide support and quality assurance association for Small Businesses across all industries.
